Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions. 3 Domestic ATMs are ATMs in the 50 United States, the District … Check out this new Santander Student Checking Deal (must use this link) to get a $25 cash bonus when you open a new Student Value Checking Account by March 31, 2019, and make 10 debit card purchases with your Santander Debit Card within 60 days of account opening. In both cases, you'll also need to make a minimum deposit into your new checking account at the time you open it. Welcome to Santander. The Santander 123* student account gives accepted full-time students and apprentices a guaranteed £1,500 overdraft in years one to three. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. The account also offers an interest-free and fee-free arranged overdraft up to a maximum of £1,500 in the first three years of study, £1,800 in year four and up to £2,000 in year five. Retailer Offers makes it easier to earn a little extra from a variety of Retailers. Here’s all you need to know about the Santander student account. PLEASE NOTE: In order to support our colleagues and provide essential services to our customers during the evolving coronavirus situation, we will be splitting our network of branches into full service and limited service locations beginning March 23, 2020 until further notice. They offer 1% AER interest on balances up to £2,000. Santander International is the trading name of Santander Financial Services plc, Jersey Branch and Santander Financial Services plc, Isle of Man Branch. A Santander 123 Student Current Account is designed with students in mind, generally considered as one of the best student bank accounts in the UK. It’s intended mainly for short term costs or emergencies and isn’t generally suitable for longer-term borrowing. You'll need to provide us with an email address when you open the account as we’ll send you an email to let you know when a document is ready to view. If you’re about to start university in the UK - or if you’re already taking an undergraduate course or level 4-7 apprenticeship - you might be eligible for a student account from Santander. Makes student life a little easier with our Student Current Account, you’ll get a free Santander 16-25 Railcard, interest on your balance and fee-free Arranged Overdraft. Prior results do not guarantee a similar outcome. Check our comprehensive guide on how to go about it. Yes No. Doing a bit of research, and thinking carefully about the way you’ll use your account is the best way to get the right solution for your needs. Santander and the flame logo are registered trademarks. Access your account information online with internet banking from Santander; manage your money, cards and view other services. The Santander 123 Graduate Account is only available for students currently on the 123 Student Account, meaning you can’t switch after graduation. Registered Office: 2 Triton Square, Regent's Place, London, NW1 3AN, United Kingdom. More on that later. Student and Graduate Opportunities WHO WE ARE. Manage Your Account – Your Way Whether you bank on your phone, laptop, or tablet, digital banking allows you to manage your money where and when it works for you. Santander UK plc. 1 No Monthly Fee for Santander ® Savings with any personal Santander checking account or with $100 average daily balance in the Santander ® Savings account (otherwise, $1.00). To accept cookies, just browse as usual. You can also register for other account alerts to help you to stay on top of your finances. We use cookies to improve your experience of our site and the way we communicate with you. The Santander 1|2|3 Student Current Account has many great features for students, but there are also fees and charges to be aware of. Once you graduate, Santander will either close your account or transfer you to a 1|2|3 Graduate Account⁴. For more information visit Account alertsYou can manage your alerts settings at any time by using Online Banking, calling us on 0800 9 123 123 or visiting a branch. Maybe you’ve been saving money to go and study abroad, or you have family or friends who are helping you out, either way, sending money abroad can be a costly business. TransferWise is different. If you have a different current account, or don’t have a UCAS code because you’re doing a level 4-7 apprenticeship, or you’d like any more help, you can change your account in one of our branches. All the features of the 1|2|3 Current Account and receive a more personal banking service. However, the account does come with a little bonus that no other graduate account does: in-credit interest. Try the TransferWise borderless account, for a flexible way to manage your money across over 40 different currencies, and see if you can save. When you’re choosing the right student account for you, it pays to shop around a little. we’ll automatically increase your overdraft limit as shown below at the start of each year of study. Apply for a bank account online with Santander Bank. Read this article to learn all you need to know about a student bank account with Nationwide, A lot of banks offer special bank accounts for students. You also get a four-year 16-25 Railcard (worth £90ish) which gets you a third off rail travel, though you may not be travelling as much as normal with coronavirus travel restrictions and more online lectures. An unarranged overdraft occurs when your account goes overdrawn without an arranged overdraft in place or if your account goes over your arranged overdraft limit. This means you can’t apply until you've received your exam results if your university place was offered on a conditional basis. Santander is making its Railcard available to all new Student Account customers, all customers switching to the Santander Student Account from other banks and customers who are upgrading to Student Accounts from non-Student accounts (such as Santander’s Youth Account). You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. We may ask you to repay all or part of your overdraft at any time but we'll try to notify you of this in advance. £1.99) + 2.75% of the value if you withdraw in a foreign currency, Withdrawing from a Santander ATM in Spain is fee free, Allowing a payment despite lack of funds - £5, Refusing a payment due to lack of funds - £10. 3. A student bank account is a checking or savings account that a bank, credit union or other financial institution offers to students. There is a cost associated with using an overdraft. 1.https://www.santander.co.uk/personal/current-accounts/123-student-current-account *Rates are displayed to two decimal places. You’ll be able to send and receive international payments, and use your debit card overseas⁴ - but there are fees for these services you’ll want to know about. Some students may consider opening one of these, if they are working or want to save money for travel or emergencies. There are, however, some fees you need to know about, especially when it comes to using your account to send and receive … There are, however, some fees you need to know about, especially when it comes to using your account to send and receive international payments, or cover your costs while you travel. 4.https://www.santander.co.uk/assets/s3fs-public/documents/123-student-current-account-kfd_0.pdf Before you get started, a bit of information about international payments. There’s no monthly fee to maintain the account. You may need to book an appointment, Report a lost or stolen cardHelp with Online BankingHelp with Mobile BankingT&C and policy documentsRetailer Offers, How to update your contact detailsUsing your debit card outside the UKBereavement supportMoney worries, We offer a simple, reliable and stress-free way to switch your current account to a new or existing Santander account, Not sure which current account is right for you? £1.99) if you withdraw in pounds, 1.5% of the transaction value (min. If you do hold a Santander current account, you’ll need to transfer it. As your course period may not match a standard university academic year, you may find that your overdraft limit changes earlier than expected (in line with the account’s overdraft structure) and, that your account may move to the 1|2|3 Graduate Account before you finish your course. Open a new Santander® Premier Plus checking account by 10/31/2020 using the unique promotion code shown on this page after you provide your name and email address. This should only take 10 minutes - although you also have the option of visiting a branch if you want some face to face help². And with so many options on offer, figuring out which account best suits your needs can be tricky. Once you’ve opened your 1l2l3 Student Current Account and. You’ll get a free Santander 16-25 Railcard which could save you 1/3 on rail travel in Great Britain letting you travel all over England, Scotland and Wales for less. All of this can add up pretty quick. Student bank freebies. Opening a bank account in the USA can be difficult but with little patience you can make it happen. However, there’s an alternative. 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